Initial Disclosure Form

Initial Disclosure Document

Bay Vehicles Limited

We are Bay Vehicles Limited.

Bay Vehicles Ltd works in association with Hanborough Enterprises Ltd t/a Bridle Group to whom we introduce our business under our Appointed Representative Agreement.

Bay Vehicles Ltd is an Appointed Representative of Hanborough Enterprises Limited who is authorised and regulated for consumer credit activities and insurance distribution by the Financial Conduct Authority. Our Firm Reference Number is 498883. Hanborough Enterprises Limited’s Firm Reference Number is 631448. You can check this information at www.fca.org.uk

Bay Vehicles Ltd is a company registered in England 06603050 whose registered office and trading address is 30 Kingsland Road, Canton, Cardiff CF5 1HU.

Our Data Protection Licence number is ZA151133. You can check this information at www.ico.org.uk  

We are a credit broker of vehicle finance. We are not a funder or lender.

 

Our Services

We are a vehicle finance broker and offer a range of vehicle finance products and services, provided by our panel of lenders from whom we may receive an introductory fee. We are not a funder or a lender.

 

General Data Protection Regulation

During the process of obtaining finance for your vehicle we will need to collect personal information from you and this will be passed on to our Principal Firm, Hanborough Enterprises Ltd and one or more third party lenders to enable them to make a credit decision. We will also need to pass personal data to vehicle, insurance and maintenance suppliers following acceptance of finance and your order and within our company Group for reporting purposes. We will not disclose your personal details outside of this unless we have your express permission. For full details please see our Privacy Policy at  www.best-lease-deals.co.uk/privacy-policy

 

Charges for our services

We make a charge for the service that we provide:

 

New Orders

We will charge an administration fee of £199.00 including vat (£165.83 plus vat) for our Brokering Services when you place an order.

 

Order Cancellation

We will charge a cancellation fee of £600.00 including vat (£500.00 plus vat). If you are a regulated customer, you have the right to cancel the order within 14 days from the date of order without penalty in accordance with the Consumer Contracts Regulations. A cancellation received after 14 days will result in a cancellation fee. Please note that the supplying dealer of the vehicle may also levy a cancellation charge and we will notify you of this within 2 working days of your cancellation.

 

Reschedules

We will charge an administration fee of £114.00 including vat (£95.00 plus vat) for our services when we arrange a reschedule of your agreement. Please note that certain rules apply as to when a reschedule may take place and not all funders will reschedule an agreement. Please speak to us if this may be important to you.

 

Extensions

We will charge an administration fee of £114.00 including vat (£95.00 plus vat) for arranging the extension of your agreement.

 

Invoices in respect of our fees are issued on our behalf by our Principal Firm, Hanborough Enterprises Ltd T/a Bridle Group and are payable within 7 days. Payment may be made either online using a debit card or by direct bank transfer

 

Complaints

Our Customers are extremely important to us and whilst we aim to provide a trouble free and excellent level of service, we know that sometimes things go wrong. If you have cause to complain, we take any complaint very seriously and promise to deal with it promptly, effectively and in a positive manner.

A complaint may be made to any member of our staff who will record the following details on our Customer Complaint Record, and send you a copy of our full complaints procedure which may also be found on our website www.best-lease-deals.co.uk/complaints-procedure:

Name, Address, Telephone No. and Email Address (if appropriate) of the complainant

Date of complaint

Details of the complaint

You may notify us of your complaint by

Phone

02920 226406

Email

mark@bayvehicles.co.uk

Writing to

Bay Vehicles Ltd

30 Kingsland Road

Canton

Cardiff

CF5 1HU

 

Or alternatively please contact Bridle Group to whom Bay Vehicles Limited introduce their business on 01993 222860 or email info@bridlegroup.co.uk or write to us at Tamarisk House, North Leigh Business Park, North Leigh, Witney, Oxfordshire OX29 6SW

 

 

Initial Disclosure Document

Sabre Motor Company Limited

We are Sabre Motor Company Limited.

Sabre Motor Company Ltd works in association with Hanborough Enterprises Ltd t/a Bridle Group to whom we introduce our business under our Appointed Representative Agreement.

Sabre Motor Company Ltd is an Appointed Representative of Hanborough Enterprises Limited who is authorised and regulated for consumer credit activities and insurance distribution by the Financial Conduct Authority. Our Firm Reference Number is 840458. Hanborough Enterprises Limited’s Firm Reference Number is 631448. You can check this information at www.fca.org.uk

Sabre Motor Company Ltd is a company registered in England 08206143 whose registered office is 17 Maes Y Fioled, Morganstown, Cardiff CF15 8EZ.

Our Data Protection Licence number is ZA124319. You can check this information at www.ico.org.uk  

We are a credit broker of vehicle finance. We are not a funder or lender.

 

Our Services

We are a vehicle finance broker and offer a range of vehicle finance products and services, provided by our panel of lenders from whom we may receive an introductory fee. We are not a funder or a lender.

 

General Data Protection Regulation

During the process of obtaining finance for your vehicle we will need to collect personal information from you and this will be passed on to our Principal Firm, Hanborough Enterprises Ltd and one or more third party lenders to enable them to make a credit decision. We will also need to pass personal data to vehicle, insurance and maintenance suppliers following acceptance of finance and your order and within our company Group for reporting purposes. We will not disclose your personal details outside of this unless we have your express permission. For full details please see our Privacy Policy at  www.best-lease-deals.co.uk/privacy-policy

 

Charges for our services

We make a charge for the service that we provide:

 

New Orders

We will charge an administration fee of £195.00 including vat (£165.83 plus vat) for our Brokering Services when you place an order.

 

Order Cancellation

We will charge a cancellation fee of £600.00 including vat (£500.00 plus vat). If you are a regulated customer, you have the right to cancel the order within 14 days from the date of order without penalty in accordance with the Consumer Contracts Regulations. A cancellation received after 14 days will result in a cancellation fee. Please note that the supplying dealer of the vehicle may also levy a cancellation charge and we will notify you of this within 2 working days of your cancellation.

 

Reschedules

We will charge an administration fee of £114.00 including vat (£95.00 plus vat) for our services when we arrange a reschedule of your agreement. Please note that certain rules apply as to when a reschedule may take place and not all funders will reschedule an agreement. Please speak to us if this may be important to you.

 

Extensions

We will charge an administration fee of £114.00 including vat (£95.00 plus vat) for arranging the extension of your agreement.

 

Invoices in respect of our fees are issued on our behalf by our Principal Firm, Hanborough Enterprises Ltd T/a Bridle Group and are payable within 7 days. Payment may be made either online using a debit card or by direct bank transfer

 

Complaints

Our Customers are extremely important to us and whilst we aim to provide a trouble free and excellent level of service, we know that sometimes things go wrong. If you have cause to complain, we take any complaint very seriously and promise to deal with it promptly, effectively and in a positive manner.

A complaint may be made to any member of our staff who will record the following details on our Customer Complaint Record, and send you a copy of our full complaints procedure which may also be found on our website www.best-lease-deals.co.uk/complaints-procedure:

Name, Address, Telephone No. and Email Address (if appropriate) of the complainant

Date of complaint

Details of the complaint

You may notify us of your complaint by

Phone

02920 465144

Email

n.berry@sabremotorcompany.co.uk

Writing to

Sabre Motor Company Ltd

17 Maes Y Fioled

Morganstown

Cardiff

CF15 8EZ

 

 

Or alternatively please contact Bridle Group to whom Sabre Motor Company Limited introduce their business on 01993 222860 or email info@bridlegroup.co.uk or write to us at Tamarisk House, North Leigh Business Park, North Leigh, Witney, Oxfordshire OX29 6SW